Shipping & Exchange

1. What you receive, and how

When you buy a membership, access is delivered digitally through your Stocktale member account:

• Membership is activated automatically once Razorpay confirms the payment, normally within a few minutes and always within 24 hours. Nothing is posted and there is no waiting period.
• A membership opens everything Stocktale publishes — Arthashastra, Ranbhoomi, Gyana, Patha-Shala and the full Journal — for twelve months. Headlines and dates remain visible to everyone without an account, and individual pieces are opened to non-members at our discretion.
• Patha-Shala live sessions are delivered by a link (Zoom/YouTube/Instagram) shared with members — nothing is mailed or shipped.

2. No physical goods, so no shipping charges

Since nothing is shipped, no shipping or handling fees apply to anything Stocktale sells. The price you pay is the full price for digital access.

3. "Exchange" — not applicable in the traditional sense

There is no physical product to exchange for a different size, colour, or item. If you believe you were granted the wrong plan or access level in error, message Sagar directly and it will be corrected.

4. Access issues

If you've paid but don't see access within 24 hours, or a session link doesn't work, this isn't a shipping delay — it's a technical or account issue, and is treated as a priority fix. Message Sagar directly on WhatsApp with your payment screenshot and it will be resolved quickly.

Related policies

For refund and cancellation terms, see our Refund Policy. For general terms, see our Terms of Service.